Terms & ConditionsAll policies issued will be underwritten by Peace Hills Insurance, #300, 10709 - Jasper Avenue Edmonton, AB T5J 3N3. Peace Hill Insurance provides the insurance related to the information listed in return for premium payment and subject to the terms and conditions being honored. The event must be an official golf tournament registered with the golf coarse named in the Certificate issued. Policies must be purchased and issued a minimum of 24 hours prior to the tournament tee time. Qualification of any contestant and event location is subject to Onenwon Inc approval. If any change requests are necessary after a policy has been issued, "Onenwon Inc must be notified in writing a minimum of 24 hours in advance and said changes will be subject to underwriting approval and issuance of new policy. Failure to notify Peace Hills Insurance will/may result in a denied claim. Unfortunately, golf tournaments and promotions get rained out in which case Onenwon Inc must be notified in 24 hours to reschedule the tournament date or provide a full premium refund. Incidental costs such as signage if applicable will not be refunded. The minimum yardage on any insured hole must be 160 yards for men and 145 yards for women from tee to flagstick for non professional players. The insured hole(s) remain in its normal position with regard to tee box and flagstick placement. The golf hole and pin placement must not be positioned in a groove or valley on the green that funnels to the insured hole. The tournament group must be a minimum of three participants. Twosomes are not eligible. Each golfer is limited to one attempt only thus if a tournament allows a threesome to have a player hit twice, his initial shot is eligible for the hole-in-one only. Mulligans (when a player is allowed to replay any one shot) are not eligible. Also, if a player hits his golf ball out of bounds and replays from the tee and his next shot goes in the hole, the player scores a three by RCGA rules and therefore is not eligible. If the golf course is a 9-hole course, the target hole must be designated by hole number whether the front or the back nine holes of play. The rules of golf, as written the Royal Canadian Golf Association (RCGA) shall apply and all golf equipment must conform to RCGA standards. Equipment includes, but is not limited golf ball(s), golf clubs, flagstick and hole. The tournament will station a non-biased tournament official eighteen years of age or older to monitor play at each insured hole(s) at all times. If a hole-in-one is made, the tournament monitor of that hole must sign the scorecard of the player who registered the hole-in-one by signing the scorecard as well as all members of the foursome/threesome authenticating and confirming the participant's hole-in-one. Tournament must have a minimum of 48 players. In the event of a hole in one, the policy will indemnify the first Hole-in-One achieved on any insured hole. The participant must play the entire round of golf and complete the scorecard. All information given on application is true and acknowledged. If the information given by the insured, unintentionally or otherwise is incorrect such as number of players in the insured tournament, Onenwon Inc has the right to deny any claim. Also, the policy does not cover any claim arising from fraud, dishonesty, misrepresentation or collusion. In the event, there are multiple prizes on the insured hole then all prizes must be insured with Onenwon Inc. The prize for each flagstick must be clearly identified on the confirmation page normally by colour of the flag. Please verify that there are no other insurers on the insured hole(s). Termination - Insured has the right to cancel the policy 24 hours prior to the tournament by submitting written notice. The policy can not be terminated once the tournament has commenced. Please be advised that failure to adhere to all terms and conditions set out will result in a claim being denied. To commence a claim immediate telephone notice to Onenwon Inc is required no later than 24 hours from the tournament date. Onenwon Inc will require the name, address and telephone number of the winner, the official hole monitor and the names of the playing partners and club pro. We will further require the winner's score card or a clear photocopy of the same. This can be faxed to 780 439 4066. Any claims that may be disputed are subject to the Canadian and Alberta jurisdiction laws. Each player is liable for their attorney's fees. PrivacyThe privacy and confidentiality of information given to us is fundamental to our business. The following questions will help you understand how we gather, use and protect your non-public personal information. What information do we collect?Peace Hills General Insurance Company obtains your personal information through our brokers. Whether you will be purchasing or have purchased hole in one insurance, how you wish to pay for your insurance and how you wish us to communicate with you, we need to collect information such as:
How does Peace Hills obtain your consent?We will obtain your consent (which may be written or implied) at the time your personal information is being collected from you, but only as permitted or required by law. How do we use your information?When you submit an application or express an interest in purchasing insurance, there is a file in your name in our office, our broker's office and claims office as appropriate. This information is used for:
Most of the information we collect comes directly from you. We may be required to collect information from other sources such as another insurance company, consumer reporting agency or inspection company. This information may include loss information reports or credit reports. If you have a claim, we collect data necessary to handle your loss. The information needed depends on the type and magnitude of your loss. For example, information required to consider an injury claim is personal and confidential. This information is gathered with your written consent and kept solely to assess your entitlement. How is your personal information protected by Peace Hills General Insurance Company?Our customer information is only available to those employees and agents who have a need to know in order to serve you. We take reasonable security measures to protect against unauthorized access, use, alteration, destruction, or disclosure of your personal information both on premises and off site. We retain your information only for as long as necessary for the purpose identified and to meet obligations we have under the law. Your personal information will remain protected in accordance with our privacy practices and procedures even after you are no longer associated with Peace Hills General Insurance Company. With whom and why would Peace Hills General Insurance Company share your information?In offering you insurance, we may send information from your file to industry-associated companies and companies working on behalf of Peace Hills General Insurance Company. These companies are also required to comply with the consumer privacy laws similar to those that apply to our company. We only disclose information to regulatory agencies in connection with providing you with insurance and related services. We may be required to disclose information that is without your consent, when we are legally obliged to do so. WE DO NOT SELL YOUR PERSONAL INFORMATION TO ANYONE. What information do we have about you and how can you view it or contact Peace Hills General Insurance Company?Information about you contained in our files can be obtained either in person or by mail. If you feel the information is incorrect or incomplete, you may request that we make any necessary corrections, additions, and deletions to the disputed information. With your consent, we may arrange with an insurance support organization or a consumer reporting agency to copy and disclose your personal information to you on your behalf. You may also request a list of organizations we have disclosed your information to, or the purpose of such disclosure. Please send any requests to:
Peace Hills General Insurance Company |